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Jargon Guide

PPI:

Payment Protection Insurance

MPPI:

Mortgage Payment Protection Insurance

ASU COVER:

Accident Sickness Unemployment (another name for PPI)

Loan Protection Insurance:

Another name for PPI

FOS:

Financial Ombudsman Service, settles disputes between financial providers and their customers

FSA:

Financial Services Authority, Regulator of all providers of financial services in the UK

FSCS:

Financial Services Compensation Scheme, compensates customers if a lender is unable to do so

No Win, No Fee:

If we win your case, you pay 25% plus VAT, if we lose you pay absolutely Nothing

Mis Sold PPI:

A PPI policy that was either inappropriate or sold without the customer wanting it, needing it or knowing about it

Single Premium Policy:

A PPI policy that placed the full cost on top of the loan as a lump sum